Santander 1-2-3 is quite a gimmick. Here's a list of participating retailers: http://www.santander-products.co.uk/banking/calculator/cashbacksearch.html http:

Santander 1-2-3 is quite a gimmick. Here's a list of participating retailers: http://www.santander-products.co.uk/banking/calculator/cashbacksearch.html http://www.santander-products.co.uk/banking/calculator/cashb... So, none of my water, fuel, energy, mortgage or communications providers qualify. Under the hood it's a promotional scheme with certain big companies.