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I have a question - why is the guy in the video giving the card to waiter? What he is gonna do with it, he doesn't know the PIN number to charge it. Or in USA y
by cLeEOGPw 13y ago
I have a question - why is the guy in the video giving the card to waiter? What he is gonna do with it, he doesn't know the PIN number to charge it. Or in USA you can charge without PIN? Besides if he can just charge without PIN he also can just push button on the card to charge whatever account he wants, doesn't he?
- parshap 13y agoYes, in the U.S you can charge credit cards without a PIN for whatever amount you want. Yes, it's silly.
- cLeEOGPw 13y agoReally strange. Here in Lithuania we had similar systems in some places several years ago, but everyone quickly changed to always require PIN. Even in restaurants they come with wireless card reader and you don't even let your card out of your eye sight.
- mcv 13y agoThat is exactly the entire problem with credit card payments, online or elsewhere. Too often it relies on just the number, just the mag strip, possibly with other information that is _right there on the card_ (like that stupud CVC). This is totally insecure, and yet everybody keeps using it. Dutch electronic payment (online or otherwise) always relies on "something you have" + "something you know" (which is secret and not shared with anyone ever). It's not airtight, but it's a lot safer than relying just on "something that can be stolen". I'm still constantly appalled and amazed at US/international online payments relying on something as outdated and backwards as just a string of numbers and some other public information.