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I only have one. My credit is excellent. I've never had a problem with anything. I'm not saying you're wrong, but clearly it isn't the only way.
by scotth 13y ago
I only have one. My credit is excellent. I've never had a problem with anything.
I'm not saying you're wrong, but clearly it isn't the only way.
- tertius 13y agoLike I said, it's a low impact factor, but it still is. And I'm not saying this is "my experience" it's just one of the factors. Also credit lines could be anything from retail credit, mortgage, car loan etc. All apply. Compared to paying every month, utilization, past default etc. it's a low factor, but it still is.