3 ms·No chip and pin? How could this possibly work?by memracom 13y agoNo chip and pin? How could this possibly work?derstang 13y agoIn the US you don't need chip and pin. Look for it down the road.smsm42 13y agoInterestingly enough, I've just got a new card from one of the major banks and it has the chip. Looks like US banks starting to warm up to this chip idea.