5 ms·

Is bonuses such a big problem? I've never had any card had a bonus for a limited time.

• deleted 13y ago
  [deleted]
• RandallBrown 13y ago
  My Citi card has special categories that give me double cash back every few months.
• fpgeek 13y ago
  I have several with time-varying bonuses (Discover and at least one other change their bonus categories quarterly and there are other specials for other cards). Beyond that, many of the bonuses have caps and other interactions (e.g. sometimes Discover's bonus on Amazon transactions is better than the original card). Something that manages the transaction routing for me is valuable, even beyond consolidating cards.
  • derstang 13y ago
    Card rules vary frequently, down to daily. Also, many rewards have limits (both min and max). Wallaby helps you keep track.