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>cashiers have never so much as glanced at my cards Depends on where you shop. Some stores (particularly big box stores -- Best Buy comes to mind) always ask t
by SomeCallMeTim 13y ago
>cashiers have never so much as glanced at my cards
Depends on where you shop. Some stores (particularly big box stores -- Best Buy comes to mind) always ask to see the card and ID. If they do, it's a showstopper for it to not be real. There's NO WAY a store with that policy would let you buy something with an anonymous black "card".
Not only does this scream "FRAUD!", it almost certainly WILL be used for fraud, almost immediately on release. Think of how easy it would be to allow a server at a restaurant to "steal" someone's card -- photo and a swipe, and POOF, you can use their card the next time you go somewhere that doesn't look at the card. How long will it be before stores that DIDN'T ask to see it before start asking, and specifically disallowing the use of these fraud-enabling devices?
Regardless, there's no way I'd risk getting to the point of purchase somewhere and finding out at that point they won't accept my card. And I AM part of their target market: I probably have 8 cards in my wallet, maybe 10. It's complicated, but they all have a unique need that makes me carry them.
I'd love to have something like this that "just worked," but I doubt this would be it without orders of magnitude more education and many layers of security protection to prevent fraud -- probably enough layers to be an impediment to people actually signing up to use it (receiving physical mail being required to register a new card comes to mind).
- mortehu 13y ago> Some stores (particularly big box stores -- Best Buy comes to mind) always ask to see the card and ID It seems odd that big stores would require this, since this is explicitly forbidden in the merchant agreements. Also, I've never experienced this myself in the US. 1. http://www.mastercard.us/support/problems-using-mastercard.html http://www.mastercard.us/support/problems-using-mastercard.h... "A merchant must not refuse to complete a transaction solely because a cardholder refuses to provide additional identification information."
- colinbartlett 13y agoWow, I had no idea this rule existed. I've been to plenty of stores that require ID for every purchase, especially here in NYC. I've even seen signs, "All credit card purchases require ID, no exceptions."
- vidarh 13y ago"solely" being the key word here that allows them to get away with pretty much whatever they want by claiming the reason they insisted on id was that that something else caused suspicion.
- SomeCallMeTim 13y agoEven more stores than ask for ID ask to see the card for signature verification. That would similarly be impossible (or easily forged) on a Coin.