I don't know what a cashpoint is, but in the US you swipe your card and type in a PIN number when buying something or getting cash from an ATM. EDIT: It seems

I don't know what a cashpoint is, but in the US you swipe your card and type in a PIN number when buying something or getting cash from an ATM. EDIT: It seems as if it's different at restaurants. Here, we give the card to the waiter/waitress and they return with a receipt to sign.