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With my new card I always get a dialogue when I pay where I have to choose between something like "direct payment" or "pay in three installments". I suppose tha
by seszett 13y ago
With my new card I always get a dialogue when I pay where I have to choose between something like "direct payment" or "pay in three installments". I suppose that's the kind of applications you're talking about? I didn't know this was possible before (and I don't remember my bank ever telling me about it, not that I really care, but it's a useless step slowing me down).
I see it on every terminal I use here in France, so it seems to somewhat work already here.
- Nursie 13y agoThat's a weird one! I've been out of the payments game a few years now (going back in on Monday though) but in EMV speak an 'application' is usually something like Visa, or Mastercard or something along those lines. Some cards I looked at in the past had a few on them for local schemes, for instance we had "Switch" cards here in the UK that were the equivalent of "Maestro" in Europe, but were different enough that a lot of UK debit cards had both applications on them. If "pay in three installments" is a sort-of credit facility provided by your card issuer(?) then I suppose it could be coded as an on-card application. In fact if you wanted to give your customers that choice on every single transaction I can't think of a better way. Would get damn annoying...