Chip+Sig makes things worse in terms of day-to-day purchasing. Vastly worse. Your card no longer works in ATMs, retailers pitch a fit when they figure out your

Chip+Sig makes things worse in terms of day-to-day purchasing. Vastly worse. Your card no longer works in ATMs, retailers pitch a fit when they figure out your card is making their PDQ spit out a receipt to be signed (some even will try to refuse your card), and automated machines, like the ones found on the London Underground don't take Chip+Sig cards so you actually have to line up to see a human. I eventually just gave up and got my cards reissued as Chip+PIN.