4 ms·

This is very neat and a super cool idea. However, there's no chip? I try to avoid non-chip cards as much as I can for security reasons. One more thing that cro

by fekberg 13y ago

This is very neat and a super cool idea. However, there's no chip? I try to avoid non-chip cards as much as I can for security reasons. One more thing that crossed my mind is, what happens if you give this to the waiter, the waiter goes away to handle your payment and it happens to be outside of reach of your bluetooth ping; then you will most likely become worried that the waiter ran away with your card, or you will start ignoring it when it notifies you that it is outside of reach. While talking about the waiter, what happens when the waiter accidentally clicks the "change card" button and takes the personal lunch on your business card? You might not notice until it's too late and people start asking questions..

Cthulhu_ 13y ago
Well, don't give the card to the waiter? I was honestly spooked when my colleagues handed over their credit card to a waiter when I was in the US a while ago, leaving it out of their sight and hands for a while. We're warned in TV adverts here to never hand over your card - it could get skimmed by the attendant behind the counter. Less of a risk now that the magnetic strip is hardly used anymore, but still. Give someone a few minutes with a chip card and they can do plenty of things with it. Paying by card here happens either by using a mobile card reader, or by just getting up and walking to the cash register before leaving. Much safer.
- itsravi 13y ago
  Handing over your card to the waiters is standard in the US. You are basically trusting the waiter to not skim/copy the card. In the case that it is skimmed, the fraud policies I've experienced are very favorable to the consumer. I was surprised to see in Quebec City that all the stores/restaurants had portable card machines they brought to you. That does make a lot more sense to me.
- fekberg 13y ago
  It's "the way that they do it" in most places at least where I have been, that is giving the waiter the card and wait for them to come back. In Sweden restaurants have started to come out with portable devices and you even have to put in the amount you want to pay (because they want tip which is already included in the price..). I find this really good but at the same time less convenient because I don't want to fiddle with their device. I would feel much better if I had my cards stored "securely" in my phone and could do "Tap to Pay" over NFC instead and have the waiter bring over an NFC device to tap against my phone.

by fekberg 13y ago

Cthulhu_ 13y ago

Well, don't give the card to the waiter? I was honestly spooked when my colleagues handed over their credit card to a waiter when I was in the US a while ago, leaving it out of their sight and hands for a while. We're warned in TV adverts here to never hand over your card - it could get skimmed by the attendant behind the counter. Less of a risk now that the magnetic strip is hardly used anymore, but still. Give someone a few minutes with a chip card and they can do plenty of things with it. Paying by card here happens either by using a mobile card reader, or by just getting up and walking to the cash register before leaving. Much safer.

itsravi 13y ago
Handing over your card to the waiters is standard in the US. You are basically trusting the waiter to not skim/copy the card. In the case that it is skimmed, the fraud policies I've experienced are very favorable to the consumer. I was surprised to see in Quebec City that all the stores/restaurants had portable card machines they brought to you. That does make a lot more sense to me.
fekberg 13y ago
It's "the way that they do it" in most places at least where I have been, that is giving the waiter the card and wait for them to come back. In Sweden restaurants have started to come out with portable devices and you even have to put in the amount you want to pay (because they want tip which is already included in the price..). I find this really good but at the same time less convenient because I don't want to fiddle with their device. I would feel much better if I had my cards stored "securely" in my phone and could do "Tap to Pay" over NFC instead and have the waiter bring over an NFC device to tap against my phone.