If there are any Coin founders hanging out here, this seems like a great idea and cool technology. However, like a number of other commenters, I have a few ques

If there are any Coin founders hanging out here, this seems like a great idea and cool technology. However, like a number of other commenters, I have a few questions not covered by the FAQ... The product/fit questions have already been asked, but there's still this: Why is Coin taking pre-orders several months in advance just to raise $50k? I can't help but wonder why a YC company wouldn't just raise the needed $50k from investors? If this is an attempt to test the market, are you sure that a crowdfunding approach is the best image for a financial company? I want any company dealing with my financial data to be rock solid and reliable, and crowdfunding is the exact opposite of that. Also, why aren't you collecting shipping addresses? I read your answer in the FAQ, but that makes me twice as concerned. You say, "A lot can happen between now and Summer 2014. For example, you could move. To reduce confusion, we’ll get those details from you once we get a little closer to getting you your Coin." This is a problem for two reasons: (1) you are emphasizing that the ship date is far in the future, and (2) it comes across as though Coin is run by young founders who move around a lot and don't see value in long term planning. That's the wrong mindset for a company handling financial data.