at least in the non-us market, this awesome idea comes a bit late: not only are chip + pin pretty much standard nowadays, and new means like contactless payment

at least in the non-us market, this awesome idea comes a bit late: not only are chip + pin pretty much standard nowadays, and new means like contactless payment creditcards / nfc-payments are being rolled out now. i really would love to see a one-card-for-all tho that supports chip + nfc, but my understanding is that card issuers are eager to ensure that this will not happen.