Except that the following things exist: -Your credit rating could make it impossible for you to get a loan - The bank isn't obligated to give you a million do

Except that the following things exist: -Your credit rating could make it impossible for you to get a loan - The bank isn't obligated to give you a million dollar loan - If you buy a house with it, they could repossess the house I don't see why we should consider banks with bad decision making in this.