As others have pointed out, the moral hazard is limited because you would never be able to get a loan again. > Limiting moral hazard is what keeps our insuranc

As others have pointed out, the moral hazard is limited because you would never be able to get a loan again. > Limiting moral hazard is what keeps our insurance/finance/debt system churnin I kind of agree with that but I think you meant 'Trust' instead of 'Limiting moral hazard' in that sentence.