Well, now I am even more confused — here is what I see with the same inputs you said you used. You did say that this was a quote for a two-person household with

Well, now I am even more confused — here is what I see with the same inputs you said you used. You did say that this was a quote for a two-person household with a $60k income, right? http://i.imgur.com/CfWAAop.png http://i.imgur.com/CfWAAop.png