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I'm legitimately confused. Is this supposed to compete with or replace healthcare.gov? I just ran an insurance search for a hypothetical Californian couple, lat

I'm legitimately confused. Is this supposed to compete with or replace healthcare.gov? I just ran an insurance search for a hypothetical Californian couple, late fifties, with an income of $60K. CoveredCalifornia found me plans with a monthly premium of $127/month (including assistance) while the cheapest HealthSherpa premium is $879/month. Is HealthSherpa really helping or are they just capitalizing on the huge IT/PR snafu that is healthcare.gov? I mean, isn't it entirely fucked up that HealthSherpa directs me to "Call Western at (888) 227-5942" without knowing that I'm eligible for government assistance? edit: a word

ape4 13y ago
I hope you report this problem to them.
- deleted_account 13y ago
  What? Why? Is this a bug? It seems like their system is working great. It just gives bad advice.
pcurve 13y ago
Did you adjust the Household size to 2? If you've entered 2 people, then make sure you update the household size to 2 as well. If you're in your late 50s, and your household income is $60k living in San Francisco, you can get free or almost-free coverage. (Yes it's a bad design)
- deleted_account 13y ago
  > (Yes it's a bad design) Exactly my point. This whole site strikes me as programmer hubris.
  - aptwebapps 13y ago
    How does an issue with the GUI indicate hubris?
    - deleted_account 13y ago
      Programmers live in this weird state of superimposition where things are both, "lol, i could build that in a weekend" and "Your budget is $10K!? You have no idea what's involved in building a website."
      - aptwebapps 13y ago
        I'm familiar with that. ;) In this case, it seems that they did build it pretty quickly. [1] But UX issues can be easy to miss - it's hard to see it fresh. 1. http://edition.cnn.com/2013/11/11/tech/web/alternate-healthcare-site/ http://edition.cnn.com/2013/11/11/tech/web/alternate-healthc...
mherdeg 13y ago
Hmm. I see several subsidized plans offered with similar inputs: http://i.imgur.com/ZJpSGC4.png http://i.imgur.com/ZJpSGC4.png Do you have a screenshot of what you're seeing?
- deleted_account 13y ago
  Et voila! http://imgur.com/RluUCMn http://imgur.com/RluUCMn
  - weaksauce 13y ago
    I am pretty sure the subsidy is area dependent too.
    - toomuchtodo 13y ago
      I don't think HealthSherpa ingested subsidy data from data.healthcare.gov, just the data provided by insurance companies regarding policies.
    - deleted_account 13y ago
      weaksauce
  - mherdeg 13y ago
    Well, now I am even more confused — here is what I see with the same inputs you said you used. You did say that this was a quote for a two-person household with a $60k income, right? http://i.imgur.com/CfWAAop.png http://i.imgur.com/CfWAAop.png
deleted 13y ago
[deleted]

ape4 13y ago

I hope you report this problem to them.

deleted_account 13y ago
What? Why? Is this a bug? It seems like their system is working great. It just gives bad advice.

pcurve 13y ago

Did you adjust the Household size to 2? If you've entered 2 people, then make sure you update the household size to 2 as well. If you're in your late 50s, and your household income is $60k living in San Francisco, you can get free or almost-free coverage. (Yes it's a bad design)

deleted_account 13y ago
> (Yes it's a bad design) Exactly my point. This whole site strikes me as programmer hubris.
- aptwebapps 13y ago
  How does an issue with the GUI indicate hubris?
  - deleted_account 13y ago
    Programmers live in this weird state of superimposition where things are both, "lol, i could build that in a weekend" and "Your budget is $10K!? You have no idea what's involved in building a website."
    - aptwebapps 13y ago
      I'm familiar with that. ;) In this case, it seems that they did build it pretty quickly. [1] But UX issues can be easy to miss - it's hard to see it fresh. 1. http://edition.cnn.com/2013/11/11/tech/web/alternate-healthcare-site/ http://edition.cnn.com/2013/11/11/tech/web/alternate-healthc...

mherdeg 13y ago

Hmm. I see several subsidized plans offered with similar inputs: http://i.imgur.com/ZJpSGC4.png http://i.imgur.com/ZJpSGC4.png Do you have a screenshot of what you're seeing?

deleted_account 13y ago
Et voila! http://imgur.com/RluUCMn http://imgur.com/RluUCMn
- weaksauce 13y ago
  I am pretty sure the subsidy is area dependent too.
  - toomuchtodo 13y ago
    I don't think HealthSherpa ingested subsidy data from data.healthcare.gov, just the data provided by insurance companies regarding policies.
  - deleted_account 13y ago
    weaksauce
- mherdeg 13y ago
  Well, now I am even more confused — here is what I see with the same inputs you said you used. You did say that this was a quote for a two-person household with a $60k income, right? http://i.imgur.com/CfWAAop.png http://i.imgur.com/CfWAAop.png

deleted 13y ago

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