I'm sorry to hear about your debt and hot water heater. I do hope that such stuff doesn't happen to me, and believe me I did not take this decision lightly. I t

I'm sorry to hear about your debt and hot water heater. I do hope that such stuff doesn't happen to me, and believe me I did not take this decision lightly. I think even if shit hits the fan, I hopefully will still be okay. Thanks for your good wishes.