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This makes me so infuriated! This site is great, it's exactly what needed to be done, it works, and of course, it was NOT designed by our government, because it
by x0054 13y ago
This makes me so infuriated! This site is great, it's exactly what needed to be done, it works, and of course, it was NOT designed by our government, because it works, and that just makes way too much sense! I used the CA site before to look at available covarage. It's much more dificult to use, and it hides from me the more affordable "Catastrophic Plan" for which I do qualify, because I am under 30 years old. They do not want people to sign up for that plan, so they just hide it! This is outrageous beyond belief.
All this site now needs is the ability for the insurance companies to upload information about their plans directly to thehealthsherpa.com and we can forget about healthcare.gov all together. People signed up for years for insurance coverage by phone, directly with the companies, and they can continue to do so. The exchange should be just be an informational tool. This site does the trick.
I think thehealthsherpa.com should provide links, or better yet, add pages to the site directly, to explain the different plans and regulations for different states, so it can be more of an information hub. Great Job!
- greg5green 13y agoWhy would you want to sign up for the "Catastrophic Plan"? From my calculations here in Ohio, you could have actual coverage for not much more?
- x0054 13y agoFor me it comes out to $250/month for Bronze Plan, and only $170/month for Catastrophic Plan. I don't go to doctors unless I need to, and when I need to, I can afford paying cash. I can take a $6,350 bet on my health, but I still want to be covered above and beyond that. And the question isn't about whether or not I should get catastrophic plan. I have the right to get it under the new law, and CA's Exchange site should have the duty to show me it as an option. Instead, they hide it, which is very underhanded.
- wildgift 13y agoFor other readers, here's a comparison of these plans. http://health.usnews.com/health-news/health-insurance/articles/2013/08/28/aca-obamacare-bronze-tier-vs-catastrophic-health-insurance http://health.usnews.com/health-news/health-insurance/articl...