The maximum liability for a credit card user is $50 but is (potentially) unlimited for a debit card user. Depending on when it was reported, your bank might no

The maximum liability for a credit card user is $50 but is (potentially) unlimited for a debit card user. Depending on when it was reported, your bank might not have been obliged to make the refunds. See: http://www.consumer.ftc.gov/articles/0213-lost-or-stolen-credit-atm-and-debit-cards http://www.consumer.ftc.gov/articles/0213-lost-or-stolen-cre... and http://www.consumer.ftc.gov/articles/0093-credit-card-loss-protection http://www.consumer.ftc.gov/articles/0093-credit-card-loss-p... I see bitcoin advocates talking up the fact that chargebacks are impossible, which doesn't make me feel safe about it at all.