Instead of "accountability from the creators" you have accountability of every single investor and bitcoin business. Every single one of them is motivated enoug

Instead of "accountability from the creators" you have accountability of every single investor and bitcoin business. Every single one of them is motivated enough to keep system working well and preserving their individual wealth. Compare that with coercive power of government which simply declares something a "legal tender" and then you are forced to accept their paper and their monetary policy as a fact.