COBRA is available immediately once you're unemployed (left voluntarily or most of the time if you're fired), and it will still be the only short-term option fo

COBRA is available immediately once you're unemployed (left voluntarily or most of the time if you're fired), and it will still be the only short-term option for someone in Molly's position under the ACA. If you become unemployed and ill, you'll still need COBRA to cover you until you can get on an individual plan which will be available at the start of the next calendar year.