None of those would bankrupt me, without everybody getting bankrupt. An emergency fund and a modest lifestyle + a decent tech income = lots of security. I also

None of those would bankrupt me, without everybody getting bankrupt. An emergency fund and a modest lifestyle + a decent tech income = lots of security. I also avoid "straight tech" jobs, where there is no strong vertical experience. I work on data analysis and predictive analytics applications, which means I could easily make a jump into several other fields in no time. Call me paranoid, but I refuse to be the "HTML Designer" of the next crash.