Has the concept really changed since then? https://ripple.com/how-ripple-works/ https://ripple.com/how-ripple-works/ As far as I know, Ripple still works the

Has the concept really changed since then? https://ripple.com/how-ripple-works/ https://ripple.com/how-ripple-works/ As far as I know, Ripple still works the same way as it did then.