There is a third option. Work for a company with interesting projects and good people (probably not your local government or a financial institution). Do some

There is a third option. Work for a company with interesting projects and good people (probably not your local government or a financial institution). Do some reputation building by contributing to OSS, blogging, and outside mentoring. All of these are a break from your day time routine. I've given help to a couple of startups recently, and I've seen more companies requiring or encouraging OSS participation of their employees.