Everyone makes mistakes. No one has perfect knowledge of the future. No one makes all the right choices at every point in their life, especially when they are y

Everyone makes mistakes. No one has perfect knowledge of the future. No one makes all the right choices at every point in their life, especially when they are young (and fertile). And people's economic situations change over time, sometimes for the worse. The economic freedom to be insulated from poor choices, mistakes, and the vagaries of the myriad uncontrolled factors that we call "life" is a huge privilege.