A government loan is not a good idea. A government loan should only be given if it serves the public good or serves the government's own interests. Otherwise, p

A government loan is not a good idea. A government loan should only be given if it serves the public good or serves the government's own interests. Otherwise, people will scam this thing and bankrupt a country. Think dotcom boom/bust - a lot of people lost money. The government should allow people to take loans against your own retirement funds (like a 401k loan but with looser terms). This way there is fear and validation of an idea goes through a more vigorous process. Also, they government should provide free resources to people and companies to help get started. Like office hours for starting a business, managing money, employees, etc. Incubation programs in empty buildings, libraries, and universities is an interesting idea too.