Doesn't this already exist? Apply for a small-business loan[1]. If you're a startup, you probably will have a hard time getting it, which is why VCs exist, bu

Doesn't this already exist? Apply for a small-business loan[1]. If you're a startup, you probably will have a hard time getting it, which is why VCs exist, but if you have a solid business plan, you can probably get a decent-sized loan at reasonable terms. [1]: http://www.sba.gov/category/navigation-structure/loans-grants/small-business-loans http://www.sba.gov/category/navigation-structure/loans-grant...