Our office plans changed from three choices down to two. One is a 'bronze' certified plan under the new regulations, and the other is a high-deductible plan wit

Our office plans changed from three choices down to two. One is a 'bronze' certified plan under the new regulations, and the other is a high-deductible plan with a health savings account. So yeah, the plans go away if you get them through an employer and the previous plans are discontinued by the insurer. I'm not surprised by this. Of course the cost of living increases part is your employer's fault.