This (where patients only pay when they are healthy) wouldn't work in the U.S. since a large percentage of people don't care about their health and most people

This (where patients only pay when they are healthy) wouldn't work in the U.S. since a large percentage of people don't care about their health and most people are NOW oriented. "Why should I: stop smoking, stop drinking excessively, exercise, or change my diet? If I get sick (not healthy), I don't have to pay my doctor!" My question is, why do we keep talking about ACA like it provides care? It doesn't. It mandates insurance. If you need care, it still costs you more out of your pocket.