> Car insurance does cover car repairs and the car repair market is quite competitive, since insurers are heavily invested in managing prices. Are you really s

> Car insurance does cover car repairs and the car repair market is quite competitive, since insurers are heavily invested in managing prices. Are you really sure? It seems to me that functional changes are competitive but aesthetic changes are not. I wonder if that is because the primary buyer of aesthetic fixes is car insurance companies, while more functional fixes are financed by consumers directly. > That core requirement is often severely constrained in the health care "market". I am curious why you go off on emergency service, when the bigger elephant is the inability to price. Ask any physician how much it will cost you on a high deductible plan to have anything done. If you are lucky they might be able to figure out an office visit, but usually they don't know and won't tell you anything about more complex procedures. Since the person who chooses to have the procedure doesn't pay, we have not attempted to keep the ability to predict prices. Even if you could comparison shop, you aren't comparing real prices. > And usually with better public health outcomes. Except single payer doesn't solve any of the problems that we are discussing here. The only thing it solves is the silly system of marking up "standard" rates to make contracts more attractive resulting in impossibly high prices for uninsured people.