2 ms·
If your house burns down and you receive the check and don't spend it repairing your house, oh well. If you get cancer, get a check to cover the total expected
by tdfx 13y ago
If your house burns down and you receive the check and don't spend it repairing your house, oh well.
If you get cancer, get a check to cover the total expected cost of treatment, and don't spend it on treatment, the hospital can't refuse you treatment when you show up with serious symptoms.
Plus I'm not sure I'd want to receive a check for the "average lifetime cancer treatment cost" because it would sure suck if you case was more complicated than the average case.
- spikels 13y agoI don't think you understand how medical insurance works or how fire insurance works in most cases. With medical insurance you never receive payment without spending at least as much on the treatment and in most cases the payment is made directly to the provider. With fire insurance if you have a mortgage the payment is made to the lender who hold it until the repairs are made and many insurance policy require that the money be spent on repair or pay less if it is not spent on repairs. All of these rules and procedures are to reduce fraud and limit costs.