Insurance companies typically pay out 100% of the money that comes in and they make money on the float. There is always this assumption that they are against hi

Insurance companies typically pay out 100% of the money that comes in and they make money on the float. There is always this assumption that they are against higher prices of healthcare and that they battle the hospitals or the doctors. They don't, they just raise their premiums to match higher costs. More float equals more money for the insurance company.