I don't think this is shaming. First of all, people who would genuinely feel ashamed if caught in this situation have such a punishing super-ego that they woul

I don't think this is shaming. First of all, people who would genuinely feel ashamed if caught in this situation have such a punishing super-ego that they would be extremely unlikely to engage in cheating in the first place. Second, if you really have no money there's nothing to be ashamed of. It's not that big of a deal in the grand scheme of things, and this service acknowledges that gentlemanly and with style.