Pretty much. I spent last year saving for a car and my monthly expenses came to about 6-700 but I live in Austin so ~450 went to rent/utilities/phone plus ~70 f

Pretty much. I spent last year saving for a car and my monthly expenses came to about 6-700 but I live in Austin so ~450 went to rent/utilities/phone plus ~70 for gas/insurance for the car I was borrowing. Once you've got housing/transportation knocked out to your satisfaction 400 a month is pretty much living like a god damn king.