Maybe. But keep in mind that gaming the system to some people is it's own reward. In that someone might feel like they got away with something or pulled the woo

Maybe. But keep in mind that gaming the system to some people is it's own reward. In that someone might feel like they got away with something or pulled the wool over someone's eyes. Which could make them feel good. Writing a "hardship" letter doesn't provide the same feedback (to those people). And while in some respects "gaming" can be cheating writing a hardship letter (when there is no hardship) would feel different to some people. Would be interesting to test though for sure.