It's a question of comparing cost of protecting 1 ton of gold (vault, armed guards, managers, video surveillance and finger print scanners) with a cost of prote

It's a question of comparing cost of protecting 1 ton of gold (vault, armed guards, managers, video surveillance and finger print scanners) with a cost of protecting 200K bitcoins. No matter how many bitcoins do you have, you can lock them up with M-of-N transaction where N separately generated keys belong to your partners and friends. And the encrypted wallet can be backed up on any number of computers for a very low cost.