Exact same situation here, but in the Netherlands. So far I put everything I can on a low interest account (circa 2%). My idea is to wait 1 more year and inves

Exact same situation here, but in the Netherlands. So far I put everything I can on a low interest account (circa 2%). My idea is to wait 1 more year and invest in real-estate, without having to take a loan . The rent would be used to reinvest in the future. I don´t trust the stock exchange, mainly because I don´t really understand it, probably.