We are self-interested creatures. We are selfish. Evolutionary psychology will go as far as to say that altruism is selfish. The question is, assuming that each

We are self-interested creatures. We are selfish. Evolutionary psychology will go as far as to say that altruism is selfish. The question is, assuming that each for his own self is a natural state of being, is it a good thing? If we all act for our own interest, then there is competition and I suppose the more adapted will win, which as it happens is the foundation of evolution. So to speak of checking our own moral compass is empty rhetorics because morality as such does not even exist. Only jusgments as to what is right to do for my own interest and what consequences there are. Therefore, supposing that morality does not exist, the only way to enforce this "moral compass" is by legislation or culture. The culture in such places is greed and perhaps rightly so as if someone makes money, that money will go somewhere surely, hence making more money, etcetera. If the culture is greed therefore, the only way is imposing a code of conduct supervised by some governing body and or imposing legislation and or, there are ups and downs in life, why should we expect the economy to be up always and never go down. I think the system is fine, I would have liked to see the banks fail to be honest. If they did not do their job properly they should be out of a job. Otherwise we are just feeding an artificial creature which does not adhere to the laws of evolution and by association competition, perhaps to the detriment of us all.