I dropped Bank of America for a credit union in 2007, and switched from Sam's (WalMart owned) to Costco in 2006. You might not have a billion, but think about

I dropped Bank of America for a credit union in 2007, and switched from Sam's (WalMart owned) to Costco in 2006. You might not have a billion, but think about what your values are, and apply the money you do spend accordingly.