Remember that the person you're replying to said "which, honestly, I know nothing about". To remove money from a US account, you also need authorization. The t

Remember that the person you're replying to said "which, honestly, I know nothing about". To remove money from a US account, you also need authorization. The trick thieves use is to lie about having authorization. In that case, it's fraud. I don't know of many fraudulent transactions that can't be reversed. Even fraudulent/unauthorized wire transfers can be reversed. The bigger problem is the hassle that comes with losing access to cash while the situation is resolved. Can someone with actual banking knowledge correct me where I'm wrong and clear up this confusion?