4 ms·
One interviewee had a credit card in a fake name. How legal is that exactly?
by junto 13y ago
One interviewee had a credit card in a fake name. How legal is that exactly?
- roasty 13y agoA lot of people get a credit card, and then just get add a fake name to that account. Which is not really a great method of anonymity. I'm 99% sure it is illegal to get a credit card by supplying false information.
- toufka 13y agoIt is illegal to defraud and impersonate. There's nothing illegal about using multiple names (again, so long as there is no intent to defraud or impersonate).
- rsync 13y agoI'd be very careful there ... the notion of "structured transactions"[1] is about as wide-reaching as a RICO indictment, and can be used for just about anything. Even a sniff of a notion that you did that to avoid any kind of tax[2] categorizes it as a "structuring" which "may be punished by a fine or up to five years in prison, or both." [1] http://en.wikipedia.org/wiki/Structuring http://en.wikipedia.org/wiki/Structuring [2] Regardless of whether that's true or not ...
- deleted 13y ago[deleted]
- harshreality 13y agoI don't see why it would be a problem. People use different names on credit cards all the time. They get married, or divorced (after taking their spouse's name), without changing names on their credit cards, use their middle name as their first name, use nicknames, etc. I doubt banks care as long as you use your legitimate SSN and pay your bills. On financial accounts where you have assets, I wouldn't want to use an unofficial name. If there's a dispute they could claim that you're not the owner, and you risk losing the assets.