I think the difference here is that YC invests in new kinds of products or services, whereas Adams' bank loans fund existing business models. PG states that pa

I think the difference here is that YC invests in new kinds of products or services, whereas Adams' bank loans fund existing business models. PG states that passion is a pretty good indicator whether someone else would be interested in your new product, because you yourself want one. On the other hand, passion wouldn't help you make unbiased and calculated business decisions.