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Be extremely sure you want this, because per their TOS the return is the price you paid minus around $25 for the spit kit. Even unopened kit won't be accepted/m
by joering2 13y ago
Be extremely sure you want this, because per their TOS the return is the price you paid minus around $25 for the spit kit. Even unopened kit won't be accepted/money refunded, I was told via their helpdesk.
The thing that got me to change my mind was some blogger article that was going through their TOS/PP and realized that once you do this test, you are legally obligated for revealing results to the insurance company you plan to be insured with. Not sure how much the truth it is, but this plus the owner sleeping in one bed with Google's Brin ("hey honey so how is it going with collecting peoples DNAs? - very good - okay keep up the good work, in couple years I will buy you out then we can match your DNA database with their credit card / name / dob and attach it to their Google profile so we serve them more matching ads", turned me away for good.
- dil4heys 13y ago"...once you do this test, you are legally obligated for revealing results to the insurance company you plan to be insured with." Got a citation for that? If that's true, then getting a 23andme test could mean price gouging for anyone looking for life insurance, disability insurance or long-term-care insurance. The Genetic Information Nondiscrimination Act (GINA, https://en.wikipedia.org/wiki/Genetic_Information_Nondiscrimination_Act https://en.wikipedia.org/wiki/Genetic_Information_Nondiscrim...) prohibits employers and health insurance companies from genetic discrimination, but there's a big loophole for other types of insurers to. More information: http://www.npr.org/blogs/health/2013/01/17/169634045/some-types-of-insurance-can-discriminate-based-on-genes http://www.npr.org/blogs/health/2013/01/17/169634045/some-ty....
- joering2 13y ago+1 for link but no I am sorry no citations I was looking for the same article but I cannot find it. Basically the reasoning behind it was that a DNA test can potentially reveal some information to you about your eventual future diseases. Now when you sign up for life insurance you are legally bind to tell the truth and tell everything you know about your health status. If in some limited scope of course you will get into lawsuit with health insurance company, its possible they subpoena 23andme and get the information you initially had access to. That was the point.
- lawnchair_larry 13y ago> "The thing that got me to change my mind was some blogger article that was going through their TOS/PP and realized that once you do this test, you are legally obligated for revealing results to the insurance company you plan to be insured with." This isn't true.
- cowsandmilk 13y agoDoes not square completely with the Genetic Information Nondiscrimination Act[1]. Note the part of the wikipedia article that mentions types of insurance not covered by the act, where I guess this could apply. [1] http://en.wikipedia.org/wiki/Genetic_Information_Nondiscrimination_Act http://en.wikipedia.org/wiki/Genetic_Information_Nondiscrimi...