Because they lack the ability to rewind their lives and change the decisions that resulted in their being trapped by obligations and scrambling to get by at age

Because they lack the ability to rewind their lives and change the decisions that resulted in their being trapped by obligations and scrambling to get by at age 30 or 40 or 50? And, instead of providing substantial adult job retraining assistance, the US federal gov't spends trillions on dubious military adventures and the domestic security state.