Wondering how this could possibly work! In my country (Romania) the news are full with stories how gangs are robbing people on E-bay. Comparing to E-bay which

Wondering how this could possibly work! In my country (Romania) the news are full with stories how gangs are robbing people on E-bay. Comparing to E-bay which is a regular business selling physical goods Kiba sells virtual goods - the hope you'll get back your money. Where this trust come from? What makes Kiba lenders to feel their investment guaranteed?