10 ms·

Any time the question is "Why is [financial thing] so cumbersome?" the answer is always going to be "government regulations".

• davidw 13y ago
  Except when it's things like "fraud".
  • mturmon 13y ago
    True, and don't leave out "greed" and "power". (a.k.a. float)
    • jareau 13y ago
      Never mistake for malice what can be explained by mere incompetence