As to theft: I think the argument is that you care much less if the Chromebook gets stolen, not that it's much less likely to occur. It's a quarter of the price

As to theft: I think the argument is that you care much less if the Chromebook gets stolen, not that it's much less likely to occur. It's a quarter of the price to replace, and you likely don't have any data on it that's not synced to cloud services.