> What's also driving her away may be something that runs deeper: "People feel like they're being ripped off everywhere," she says. There we go, nail on the he

> What's also driving her away may be something that runs deeper: "People feel like they're being ripped off everywhere," she says. There we go, nail on the head. In the age of HFT-induced flash crashes, high profile systemic scandals (LIBOR, FB-style IPO abuse, and so forth), predatory and dubious bank foreclosures in the news -- individually these things make people skittish but combined they portray an acidic environment that does little else than subtly eat away at any gains you make. Cheap credit has its advantages, however the very notion of "cheap credit" is worrying. If the economy is in shambles, then why do we get cheap credit? There's a distinct sense that it just isn't sustainable.