If debt jumped 30 something percent before the crash then it dropping by a percentage point a year still means people are massively overburdened by debt compare

If debt jumped 30 something percent before the crash then it dropping by a percentage point a year still means people are massively overburdened by debt compared to where they used to be. Growth to be sustainable can't be debt fuelled, so it's hardly the fault of consumers for not spending, especially if their discretionary spending power isn't increasing. Business confidence is picking up which should lead to more growth in that sector, combined with more employment - which is healthy growth, people get jobs and thus have discretionary income again.