On the working for yourself, I get what you're/the author is saying, but since going off on my own, I do feel freer to use my time as I see fit. Of course I'm a

On the working for yourself, I get what you're/the author is saying, but since going off on my own, I do feel freer to use my time as I see fit. Of course I'm available during business hours but there's a sense of autonomy that, if I need to do something, I'll go do it and catch up later in the day or at night because everyone's aware that if I'm not working, I'm not getting paid. Whereas, when I was a salaried employee, I always felt pressure to be in my seat and certain times, regardless of function or usefulness. It may be that my positions are a bit different now but I feel a majority of it is how salaried employees view contractors. A point I didn't see on there and no one let me know prior to consulting was this: No one wants to lend you money. Really. Nope, not even with that bill rate. I'm being a bit dramatic but I've been shocked at the difficulty of acquiring financing as a consultant, it's eaten into money I spend on high rents (a note would be ~70% of my rent for a much nicer place) and on several moves. It's annoying and a very real life drain that I didn't anticipate (after some in-depth researching).